Quality Insurance Agency, INC





Health insurance







Individual and Family Health Insurance



There are many different options for Individual and Family Health Insurance. Our agents can provide you with all the information you need to know such as, the network of doctors and hospitals offered, coverage of pre-existing conditions, health screenings, prescription drug coverage, deductible, and out-of-pocket maximums. Let Quality Insurance Agency, INC help you with the plan options available to deliver an insurance plan that meets your specific situation and budget.



Small and Large Group Health Insurance



A Group Health Insurance Plan is a big step. It is a financial commitment but opens the employee field and makes employment more appealing for workers. If you are considered a Small or a Large Group we will work with the Top Carriers to find the best Benefit Options for your Business and your Employees.



Short Term Medical Insurance



Short Term Medical Insurance Policies are idea if you are in between jobs or waiting for your Group Coverage to become effective. These policies are also idea for someone who has missed the Open Enrollment Period. With many different carriers and deductible choices we can find a plan to suit your needs.



Medicare insurance







Medicare Supplement



Medicare Supplement plans help you pay part, and in some cases all of the out-of-pocket medical costs that are not covered by Medicare Parts A and B Quality Insurance Agency also has some Medicare Supplement Plans that allows you to visit or choose any doctor or hospital who accepts Medicare Patients without network restrictions. There are no referrals needed to see a Specialist. No claim forms to fill out. Let Quality Insurance Agency help you find the plan that works for you.



Medicare Advantage



Medicare Advantage (Part C) plans are run by private insurance companies and combine Medicare Parts A (hospital coverage) and B (doctor coverage) plus additional benefits all in one plan. Many plans also include prescription drug coverage and are known as MA-PD or Medicare Advantage with Prescription Drug plans. To be eligible to enroll in a Medicare Advantage plan, you must have Original Medicare (Parts A and B) and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party. These plans Combine all the benefits Original Medicare with options to add Prescription Drug, Dental and Vision Coverage all for an affordable monthly premium. We can help you pick that plan that's right for your needs.



Prescription Drug Plan (PDP Plans)



We offer several different Carriers and Plans for your Stand-Alone Prescription Drug Coverage (also known as Part D) to help meet your Medication Needs. Our PDP (Prescription Drug Plans) vary based on deductible, medication coverage, and copays. You are not required to have a prescription drug plan, but you may face a late penalty or not enrolling when you're first eligible for Medicare.​



Life insurance







Whole Life Insurance



​This policy builds Cash Value and provides protection for an Insured’s whole life. This differs from Term Life Insurance, which only offers protection over a specified period of time. One nonforfeiture option allows the policy owner to take the accumulated cash value in a Lump Sum. The insurer will pay the death benefit of the policy to the policy's beneficiaries when the insured dies.



Final Expense Insurance



This policy is commonly used to pay Burial Expenses. Burial insurance is designed to be a low-cost alternative to life insurance that is easier to qualify for and carries cheaper monthly premiums. WHAT WILL YOUR TOTAL ESTIMATED FINAL EXPENSE BE? Let us help you choose the Final Expense Plan that’s Right for You. ​



Term Life Insurance



This policy is commonly used to protect a Mortgage, Business Loan, or Business Partnership. Term Insurance is Life Insurance that remains in effect for a specified period (10, 15, 20 years, or more). This product also has a Living Benefit. Living benefits are accelerated death benefits for chronic, critical or terminal illness. With these benefits, the life insurance company pays or advances a portion of the policy’s death benefit to you to pay for care or treatment. The company will then pay the balance of the death benefit to your beneficiary(s) if you were to die. THERE ARE A NUMBER OF KEY MOMENTS IN LIFE THAT MAY TRIGGER THE NEED FOR TERM LIFE INSURANCE: Marriage, Birth of a child, Purchasing a Home to name a few.



Dental insurance







Individual and Family Dental Insurance



Oral Health is a Key Part of Your Total Health We now offer exclusive dental options from Delta Dental of Kentucky. These plans are designed for individuals or families who don't have dental coverage. These plans are also available to retirees and their families who no longer have group coverage. Let us help you protect your smile with affordable dental coverage!!​



Senior Dental Insurance



Are you looking for a Dental Plan, or a Vision Plan? We offer carriers that offer just Dental, or Vision, and some that have Dental and Vision combined!



Vision insurance







Individual and Family Vision Insurance



Looking to keep your eyes healthy and save money? We have plans that offer No Waiting Periods!!​



Senior Vision Insurance



Are you looking for a Vision Plan, or Dental Plan? We offer carriers that offer just Dental, or Vision, and some that have Dental and Vision combined!



ancillary products







Cancer Policy



If a positive cancer diagnosis occurs, finances should be the last thing to worry about. Cancer Insurance helps everyone cope better, and puts the focus on what’s most important: getting better. No one plans to get cancer, be prepared if it happens to you.



Heart Attack & Stroke policy



The costs associated with an unexpected heart attack, stroke or other heart-related surgery can be overwhelming. A Heart Attack & Stroke policy can help you spend less time worrying about money and more time working on your recovery.



Accidental Policy



In the event something unexpected happens, you want to protect you and your family from mounting expenses. Accident plans complement your primary coverage by providing cash benefits when a covered accident occurs. You can use this cash however you see fit, whether to make a mortgage payment or to pay for expenses not fully covered under your primary health plan. That way you can focus on more important things - like getting better.​



Disability Policy



Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury. The chance of missing months or years of work because of an injury or illness may seem remote, especially if you’re young and healthy and you work at a desk. But more than one in four 20-year-olds will experience a disability for 90 days or more before they reach 67, according to the Social Security Administration.​